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    Santam Insurance

    Khwathelani Tshikovhi

    Head Santam Experience and Client Care

    I am an Independent Accredited Customer Experience Advisor with over 25 years in insurance and financial services. I specialize in designing and governing customer experience strategies across complex, regulated sectors, advising senior leadership and boards. I provide independent, evidence-based advice focused on long-term client success, emphasizing empathy and collaboration to create human-centered solutions that foster sustainable growth and strengthen relationships with clients, brokers, employees, suppliers, and partners. I lead enterprise-wide CX transformations, ensuring compliance, measurable value, and strong governance while maintaining high customer satisfaction and regulatory standards.

    Oct 9, 2026

    TRAINED TO CARE. NOT ALLOWED TO HELP.

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    Sep 7, 2026

    CEM Africa 2026 closes on a high with a strong community response

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