Overview

eSusFarm is a digital agri-fintech platform that expands financial access and climate resilience for smallholder farmers in Africa. The project leverages AI, satellite data, mobile money, and blockchain-based parametric insurance to create a low-cost, scalable financial ecosystem for farmers who traditionally lack credit histories, collateral, and insurance protection.

Through partnerships with major mobile network operators such as MTN, Airtel, and Tmcel, eSusFarm delivers climate insurance, progressive micro-credit, savings tools, and advisory services directly through USSD and WhatsApp — requiring no smartphones or bank accounts. Our AI-driven Farmer Proficiency Score builds a financial identity using verified agricultural behaviours, enabling lenders and insurers to accurately price risk and extend services to previously unbanked farmers.

The project will scale from 20,000 active farmers to over 100,000 within 12 months, focusing on women, youth, and climate-vulnerable households in South Africa, Uganda, Eswatini, and Mozambique. By integrating instant parametric payouts, digital financial services, and climate-smart information, eSusFarm increases farmer resilience, stabilises income, and improves productivity.

The project directly advances SDG 1, SDG 2, SDG 5, SDG 8, and SDG 13 by reducing poverty, strengthening food security, and enabling smallholder farmers to participate in inclusive, climate-resilient financial systems.

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