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UfarmX

Location

Nigeria

Sector

Agriculture

Stage

Implementation
Overview

UfarmX is an agri-fintech platform that expands access to credit for underserved smallholder farmers in Sub-Saharan Africa. By digitizing informal data and leveraging AI-driven risk profiling, we enable last-mile input retailers and microfinance institutions to extend input credit — like seeds, fertilizers, and pesticides — to farmers with no traditional collateral or formal banking history.

Our model reduces default risk through embedded insurance, proprietary farmer profiling, and community-based collection mechanisms. Operating across Nigeria, Senegal, and Liberia, UfarmX has supported over 8,000 farmers and facilitated over $3.5M in GMV. We’re building the financial rails for inclusive, scalable agricultural lending across Africa’s $1T+ growing ag economy.

Investment Needs

$1 000 000

Investment Project Type:

Private

Invested Value to Date:

$600 000

Funding Gap:

$500 000

Climate Classification:

Cross Cutting

Why Investing

1
Massive, Underserved Market with Proven Demand
Africa’s agricultural finance gap exceeds $75B annually. UfarmX has demonstrated real traction across 3 countries, with default rates below 10% and growing demand for its embedded agri-credit model.
2
Scalable, Data-Driven Platform
UfarmX isn’t just lending—it’s building a financial operating system for rural economies. With proprietary farmer data, risk scoring tools, and retail partnerships, we can scale capital access with minimal balance sheet risk.
3
Momentum and Strategic Validation
Backed by Techstars, SOSV/Orbit, and Baobab Bank, UfarmX is investor-validated and institutionally aligned. Recent revenue milestones and partnerships prove we're not just promising—we're delivering.
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